Dear Bloody,
By referencing the Staging and Grading info provided in the "How to use this Forum" section here, this is what I can determine from your data
T3 Tumor invades perivesical tissue (fat surrounding the bladder)
Nx (Nodes cannot be assesed??? Just guessing here....)
M0 - no distant metastasis (spread)
Patricia is right, the grade seems to be missing here and the grade is very important.
T3 is invasive bladder cancer. .
I could make a lot of guesses here about what might be going on, but it sounds like you need for your Doctor to be more straightforward with you both about the delays for a decision concerning his bladder. Generally, from what I understand, T3 requires a radical cystectomy. From what you have said, it sounds like the Oncologists are trying to find a way around this, because of your husband's age. But, if I were you I wouldn't let them mull this over for too long.
I would highly recommend that you search your area for a good Urologist/Oncologist who can give you some firm answers about treatments. Perhaps there is a teaching hospital close by where your Dr can get your husband a referral. (SOON)
I believe that something needs to be done, and from the rate of growth of the tumor, is sounds like something needs to be done soon.
So, what's the next step? :-?
(It's a good thing that your husband has you as an advocate.)
Your friend,
Rosemary