I just wanted to add, that as a widow of a spouse who past away service-related I am able to use
the VA benefits. So, what the supplemental insurance does not cover, or especially, what the prescription
plan does not cover the VA does. Some of my prescriptions are very expensive and the VA has been
great in reimbursing me. Along with paying all the co pays.
As Jack indicated, this can be complicated. A small bit of advice.....you get what you pay for in many cases. There are relatively inexpensive policies where you have assigned doctors and pay a LOT (or all) if you use anyone not on their "list." I have a friend in Phoenix who took this option and then came to me with her list of available primary care docs. I checked them out online and NOT ONE WAS AN AMERICAN MEDICAL SCHOOL GRADUATE!!.
As a bladder cancer patient ( I assume) you will be facing a lifetime of exams and more. Ask if you could go for a second opinion or treatment at a place such a MD Anderson or Memorial Sloan Kettering? If you must stay "in network" I would pass.
My personal bias is that I will choose my physicians. I always look up their educational background and certifications.
Sometimes they are with one hospital group (ie where I live Providence) or another (OHSU Medical School). I could never be happy having my choice limited. Yes, it does cost more but, to me, it is worth it.
Again, this is my personal opinion.
Diagnosis 2-08 Small papillary TCC; CIS
BCG; BCG maintenance
Vice-President, American Bladder Cancer Society
You will soon (if not already) receive a flood of offers from sellers of insurance as you sign up for medicare. the Medicare website is a good guide to help decide how to pick a plan. You will need to balance cost against the features that are important to you. Each and every year you get the chance to change Medigap plans.
What's with this Bleeding ? 6/2015
DX: HG Papillary & CIS
3 Years and 30 BCG/BCG+Inf
Tis CIS comes back.
BC clear as of 5/17 !
RCC found in my one & only kidney 10/17
Begin Chemo; Cisplatin and Gemzar
8/18 begin Chemo# 3
Begin year 4 with cis
2/19 Chemo #4
9/19 NED again
1/2020 CIS is back...