George, we're exactly the same age. I was diagnosed with invasive BC almost two years ago, and had surgery at age 49.
If, indeed, yours is invasive, your search for the needle should stop and you should seriously consult with doctors at a major cancer center that sees lots of bladder cancer patients. Chemo will not "kill it".
I'm gong to PM you my cell number, and please call me if I can help answer any real-time questions you have, or to allay any fears you might have. With my new bladder my life is 98 percent just as it was before surgery (the percentage changes every time I say this, so you might well find another thread where I said it was 99 percent, but you get the idea).
May I be blunt? No way, no how, not even an option. If you have invasive bladder cancer and decide to fiddle while Rome burns, it will spread and spread and your options will then be nil. Right now you have time to nip it in the bud--waiting will give it an opportunity to leave your bladder and visit other organs that you really don't want visited.
And when it's all said and done, it's not nearly as bad as you're imagining it will be. That I can also guarantee.
Please call if I can help you.
Zach