Yes, Rosemary, it is a good policy. We have had it for a couple of years, and just this spring I was thinking that it wasn't something we needed, that essentially we were betting that one of us would get insurance, and the company was betting that we wouldn't....that's the way it works.
Anyway, in June he was diagnosed with cancer, and they sent us a check. I couldn't believe it. I woke my husband up to tell him.
And now, maybe we'll get some for the post-surgical chemo.
Now, if the disability insurance people would be so easy to deal with. I can't believe the paperwork. It's as if they want to make it too difficult to apply for the claim.
I finally got two policies filled out, and will take them to the doc's office for their part, when we go to discuss the chemo on Tuesday.
I can't believe we were so lucky (can't call it smart, really).
Anyway, the AFLAC policy was a good one. As was our Wellmark.
Stephany in Iowa