Robert, I am sorry you have to be here but welcome to our community. This is all very confusing and if you were not scared I would be worried about you. If it is possible you might want to have a second opinion at a major center that specializes in bladder cancer now. You are lucky and are close to one of the best at the University Hospital of Chicago. Dr. Gary Steinberg does a high volume and his contact information is at this link.
www.ucurology.org/faculty/gary-d-steinberg-md-facs
Know that we are here for you.